After graduating from FDR High School in Brooklyn in June of 1974, I waited until my 17th birthday and enlisted in the Coast Guard (CG). I told my father (a Holocaust survivor and sergeant in Red Army during WWII), who owned a neighborhood grocery store where I worked after school that I needed his permission to enlist. I had his notarized consent form within 24 hours. After Boot Camp in Cape May, NJ I attended CG Radioman “A” School in Petaluma, CA and graduated in Nov. 1975. Afterwards, I was assigned to a very busy Surf Boat Station where my primary responsibilities consisted of handling Search and Rescue cases. In the summer of 1977 I was transferred to the Coast Guard Cutter Alert (WMEC 630) home ported in Cape May, NJ. The Alert is still in commission and is now home ported in Oregon. After my CG service and since I could type 85 WPM, in 1979 I quickly found a job as a telex operator with a multi-national commodity broker. Two years later I went to management and told them that I didn’t just read the messages to type them but read them to learn the business. My request to be transferred to work with a seasoned commodity broker as an assistant was denied because I was not a college graduate. That, coupled with what I saw as advances in technology that would soon render the telex obsolete I quit the job in the summer of 1981 and soon after enrolled in undergraduate studies and received my degree in 1986 from SUNY College at Fredonia. Law School had to be at night as by now I had an infant daughter and needed to work full-time. Again, my typing skills led me to a job in the insurance business. After graduating from Seton Hall Law in 1991 and passing the NY Bar at age 33+ I decided against law firm life and remained in the insurance business. As a commercial property and casualty insurance broker for the last 35 years I have utilized my legal training almost daily in support of internal and external clients. I also served in the Naval Reserve (Seabees) for 17 years and retired in 2007.